Risk Management

Personal Insurance

Protecting the outcome against things going wrong is an important aspect of a well made plan. Experience has told us that very few clients get through life without a significant challenge presenting of one kind or another. For some it is health related, others relationship issues or for others a period of unemployment or the need to care for someone close.

All of these things can be financially challenging if proper planning is not put in place in advance. As a result Dolfinwise offers personal Insurance services as an Authorised Representative of Paragem. We often recommend our clients take out Life Insurance, Trauma or Income Protection to insure some of these events. Many events however are not insurable and we make sure that we keep liquidity and flexibility in our plans so our clients aren’t over exposed when times of difficulty arise.

Business Succession Advice

We also have Expertise in business partnership insurance.  This protects shareholders or trustees and their families from injury or death of their business partners. Dolfinwise principal Jason Bragger has many years experience providing advice around business succession. This includes advance planning for events that might cause the business to need winding up through to immediate issues upon retirement of a partner such as equity transfer and taxation management.

Specific areas we work on with our clients’ accountants and lawyers include:

  • Funding Buy/Sell (Critical Events) Agreements
  • Structuring funding for tax efficiency
  • Capital gains tax management after sale of  business or critical event
  • Key Person Protection

Ezicover Insurance Solution

Whilst it is important for everyone to receive specialised advice regarding their insurance needs, we recognise that this is not always possible. Dolfinwise have through Zurich organised an insurance solution for those short on time, or who are for some reason unable to seek financial advice at this point in their lives. Designed to provide a simple ‘do it yourself’ method of purchasing life insurance online, you can obtain instant quotes through this competitive, convenient and simple application process.

For more information or to apply for insurance click on the banner below.

A Product Disclosure Statement (PDS) for the above products is available on the Ezicover website. You should read and consider the PDS before deciding whether to acquire any product mentioned here.

Information provided above is provided by Zurich Australia Limited ABN 92 000 010 195 AFSL 232510, 5 Blue Street, North Sydney NSW 2060 (Zurich). The information provided is general only and does not take into consideration your objectives, financial situation or needs. You should consider these factors, together with the PDS before deciding whether to acquire any product mentioned here.  Dolfinwise acts as referrer for these products only and does not make any recommendation or give any opinion about the suitability of these products.  Dolfinwise receives 20% (plus GST) of each premium paid for referring you to Zurich.

Contact Us

p. +61 7 3832 5777
f. +61 7 3832 5778
e. admin@dolfinwise.com.au

The Right Start
Bronnie Abraham recently featured in the Financial Planning Magazine as the latest winner of the Gwen Fletcher Memorial Award for being the highest achiever in the CFP Certification Unit.
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Bronnie Abraham wins Gwen Fletcher Memorial Award
Dolfinwise financial planner Bronnie Abraham is the winner of the latest FPA Gwen Fletcher Memorial Award
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Planning on Investing? Have you considered a Super option?
Dolfinwise adviser Jason Bragger has been selected as the Superannuation Expert in the Financial Planning Association's "Financial Planning Week". Read Jason's Super & Investment Blog here.
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Dolfinwise announce merger
Dolfinwise is proud to announce the merge of Cameron Renshaw & Associates with Dolfinwise commencing 1st June 2013. Financial adviser Howard Querido will join the merged firm
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